あなたはWordPressで支払いを収集するためにフリーランサーのためのPayPalの代替を探していますか？
PayPalは、あなたのサイトで支払いを収集するための最も簡単なプラットフォームの一つです。しかし、すべての国で利用できるわけではありませんし、すべての顧客がPayPalを利用したいとは限りません。
この投稿では、WordPressで支払いを収集するためにフリーランサーのための最高のPayPalの代替のいくつかを共有します。
PayPalに代わるオンライン決済手段を探す理由
PayPalはオンライン取引を迅速で手間のかからないものにしました。WordPressサイトのオーナーは、製品やサービスを販売してオンラインでお金を稼ぐことができます。
しかし、PayPalにはいくつかの問題があり、多くのユーザーがPayPalの代替サービスを探している。
例えば、PayPalが使えない開発国は数多くある。また、人気のあるフリーランスのツールはPayPalで購入できるため、ユーザーにとってはハードルが高い。
さらに、PayPalの取引手数料も高い方で、時間が経つにつれて大きく膨らむ可能性がある。
おそらく、人々がPayPalの代替を探している最大の理由は、その不確実な行動である。
さらに、多くのペイパルアカウントが小さな問題でブロックされたり、停止されたりしており、多くのペイパルユーザーに大きな損失をもたらしている。
そこで、WordPressサイトでPayPalの代わりとして利用できる最高の決済サービスをご紹介します。
1.ストライプ
Stripeは瞬く間にPayPalの代替となり、最も人気のある決済ゲートウェイのひとつとなりました。残念ながら、一部の国でのみ利用可能です。
Stripeを利用する一番の利点は、手数料の安さ、使いやすさ、そしてWooCommerceや Shopifyのような人気のWordPress eコマースプラットフォームへのシームレスな統合です。
完全なオンラインストアを立ち上げたくない場合は、WPFormsで簡単なフォームを作成し、顧客からStripe経由で支払いを収集することができます。
さらにシンプルな解決策をお望みなら、WP Simple PayプラグインをWordPressサイトにインストールしてください。
WP Simple Payは最も人気のあるWordPress Stripe決済プラグインです。ショッピングカゴや専用の商品ページを追加することなく、ユーザーから1回限りのオンライン決済や定期的なオンライン決済を収集することができます。
さらに、WP Simple Payには既製の支払いフォームテンプレートと支払いフォームをカスタマイズするためのカスタムフォームビルダーが付属しています。
これにより、Stripeで支払いを受け付けたい初心者の方でも簡単にご利用いただけます。
Stripeの手数料は国によって異なります。米国では、クレジットカードのチャージが成功した場合、2.9% + 30￠の固定手数料がかかります。
2.ワイズ
Wise（以前はTransferwiseとして知られていました）は、貴社の顧客が貴社に現地通貨で直接支払うことを可能にします。顧客には支払手数料が請求され、現地通貨での送金として貴社の銀行口座に送金されます。
多くの国と通貨でご利用いただけます。送金手数料は、送金者と受取人の所在地によって異なります。
しかし、他の支払いサービスや直接電信送金よりもはるかに安いことがよくあります。また、GoogleやXEで表示されるのと同じ為替レートを使用しているため、為替手数料も節約できます。
デメリットとしては、ワイズでは一部の国でビジネス決済ができないことだ。
そのため、お客様に送金を依頼する前に、価格やビジネスの支払い状態について、国別ページを必ず確認することをお勧めします。
3.ビットコイン
最近、暗号通貨がすべて流行している。ビットコインは世界で最初の暗号通貨の一つであり、最も有名な暗号通貨である。
また、ユーザーは銀行や送金業者のような仲介業者を介さずに枠線を越えて送受金を行うことができる。
あなたの顧客がビットコインに精通していれば、あなたのビットコイン・ウォレットに簡単に送金できる。
その後、この金額をビットコイン取引所を通じて現地通貨に換金したり、オンラインで使用したり、他の決済サービスに送金したりすることができる。
ビットコイン取引プラットフォームであるCoinbaseは、企業がビットコイン決済を受け入れることを可能にする。すでにエクスペディア、デル、インテュイット、ウィキメディア財団などの一流企業が利用している。
4.ペイオニア
Payoneerはオンラインペイメント業界では信頼できる会社です。世界各国でご利用いただけます。
現在のところ、eコマースや会員制サイトに直接接続するための統合機能はありません。しかし、Payoneer経由で支払いを送信するようにクライアントに要求することができます。
Payoneerはまた、あなたの地元の銀行口座に支払いを引き出したり、Payoneerブランドのデビットカードを使って世界中のATMから支払いを引き出したりするのに非常に便利です。
欠点は、手数料がStripeやPayPalと比べると高いが、他の決済サービスプロバイダーと比べると安いことだ。
顧客から直接クレジットカードでの支払いを受け付ける場合、取引額の3％が請求されます。また、現地通貨での銀行振込の場合、1.50ドルの手数料がかかります。他通貨口座でのお引出しの場合は、お取引金額の2％を追加でお支払いいただきます。
5.クイックブックス
QuickBooksは、フリーランサーや専門家のための最高の会計ソフトの一つです。QuickBooksを使えば、簡単にクライアントに請求書を送ったり、銀行口座に直接支払いを受け取ることができます。
顧客はいつでも支払いボタンをクリックし、クレジットカードを使って支払いを行うことができます。
QuickBooksは会計ソフトなので、クレジットカードや銀行口座、PayPalと接続して、すべての取引を把握することができます。
QuickBooksは従量課金制です。請求書払いの手数料は、各取引に対して2.9% + 25￠です。月々の請求額が7,500ドルを超える場合は、割引料金が適用されます。
6.ベリフォン
以前は2Checkoutとして知られていたVerifoneは、最も有名な決済ゲートウェイの1つであり、PayPalの優れた代替手段です。WordPress用のすべての人気のあるeコマースプラグインは、あなたの支払ゲートウェイとしてVerifoneを統合するためのアドオンを持っています。
また、StripeやPayPalがサポートされていない国でも、オンラインストアに追加して商品の販売を開始することができます。
Verifoneはさまざまな支払引き出し方法を提供しており、Payoneerデビットカードを統合して支払いを引き出すこともできます。
その他の特筆すべき機能には、定期的な支払い、ホスティングサービスによる購入手続き、複数通貨、言語サポートなどがある。
Verifoneの手数料は、お住まいの国によって異なります。米国では、お取引金額の2.9% + 30￠が請求されます。
7.Googleウォレット
Googleウォレットも、PayPalに代わる決済の優れた設定だ。現在、米国と英国でのみ利用可能で、米国から英国に支払いを送ることはできない。
どのWordPress eコマース・プラットフォームでも利用可能な、すぐに使える統合機能はありません。
他の多くのGoogleツールやサービスと同様、送金や受取に手数料はかからない。
これは、Googleウォレットを介してクライアントの支払いを要求したいフリーランサーのための素晴らしいオプションになります。
この投稿が、WordPressで支払いを受け取るための最高のPayPal代替手段を見つけるのにお役に立てば幸いです。初心者のための究極のステップバイステップWordPressセキュリティガイドもご覧ください。
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Syed Balkhi says
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ahmed says
Hi there,
Does Quickbooks work with any country or are anywere some restrictions ?
Thank you
WPBeginner Support says
Unless we hear otherwise it does not have a country limitation but you would want to check with Quickbooks for their most up to date information on any limitations
管理者
Ramesh Gupta says
It is such a great blog with wonderful information.
WPBeginner Support says
Thank you
管理者
alex says
Is there any plugin for transferwise like paypal,stripe etc, i mean how to provide an easy way for customer to pay for products in online store with transferwise.
evan says
It seems transferwise is removed as plugin and no longer available!!
Rahul Rawat says
It is such a great blog with wonderful information….keep it up!!!!!!
Kingsley says
stripe, payza, google wallet are useless for developing countries just like paypal
Jay says
Does anyone have payoneer plugin for WordPress?
Giorgos says
payoneere dont use payment gateway via plugin. you have to send payment notification via email to your customer, i use it as well. once i spoke with them and asked them about a plugin but they told me that is not in there plans . but maybe in the future.
Bilguun says
Can i use these alternatives to ebay and shopify? Sorry i want it to clarify.
Bell says
SEO has never really had a proper home, because its technical it is best suited for people who have learnt
the industry and have experience, this can be quite rare with SEO’ers though
Posted this to Twitter, very useful
Subhrajit says
The prob i face with payoneer is they don’t provide the pay now button in invoice for Indians
Daniel says
This might be a bit way around, but I am considering an option to use WooCommerce plugin for wordpress. And then to choose between other payment processing providers, like Stripe or cardinity. Do you think it could work for collecting payments in WordPress or straight forward plugin charges less for the payments?
jay says
hi..what mode of online payment is better for me?as iam gonna do online job for the first time and pls intimate me which one is most trusted and charges less.iam frm Mumbai..Thx
leona zoya says
After two years of using Payoneer, and having regular, decent transactions, Payoneer blocked my account two months ago, without any explanation or given reason. Every attempt I’ve made to figure out what has happened, on live chat, ended unsuccessfully, with an explanation that they will contact me by mail. In 2 months I didn’t get any e-mails from them, and I’ve contacted them on live chat about 10 times. The last time I’ve contacted them, they disconnected me before I even got a chance to ask them what is happening. I still have 200$ on my account, which I cannot withdraw. It could have even been more.
I want to use this opportunity to warn all the people in the world to stay away from Payoneer, and all of those using it currently, to stop, because they can, apparently, block your card without any reason, or explanation, just like they did to me!!!
Watt says
Sounds like what Paypal did to me.
The more they grow, the less they care about their customers.
Eventually I’ll just have to give my account number to my customers so they can send me the money directly
James says
Exactly what PayPal did to me! I would recommend all serious online merchants to stay away from Free Payment gateways such as Paypal and Payoneer
Andrew Essiet says
Payoneer only blocks an Account where there is suspicious transaction. You could go to your page an unblock it. They are not like PayPal at any level. They only do what they are doing to protect your Account from being tampered with illegally.
Giorgos says
hello
i am using payoneere a long time. never had a problem. but, the last view times when i send email notification for payment, they always asking me if this a business or private payment. maybe they want to make clear to registry business into business account. just a thought from me!
Arafat says
Good read, thanks. Paypal is a great payment method for freelancers. For many reasons you may need a different payment option other than PayPal. Payoneer can be a good alternative to PayPal to receive funds from freelancing marketplaces. I enjoyed Moneybookers in 2011, but (now) Skrill has changed their policy so people from our country are facing difficulty with this. If I were to choose top 3 payment methods for freelancers, I would select PayPal, Payoneer and Skrill. You may read my post about it:
Laura Key says
Nice information…But still paypal rules the world of Freelancers
Gustavo says
Hello. I have a payoneer account wi a virtual us bank account. I wonder if I can use stripe with it. Since I’m located in Argentina I wonder if my stripe account will allow the transfers. Thanks for the help.
Julian says
I have been using Selz until now that they stopped accepting credit cards for stores outside US and forced me to use PayPal ($4.99/mo). It would be fine to pay that to keep the site up, but I didn’t like the way they are doing businesses in XXI (changing the rules as it is).
Moshiur Rahman says
For getting my freelancer payment I always love Payoneer.
Mustafa Bépari says
Can you receive payments from individual clients? For example, if a client wanted to deposit cash into your virtual bank account from the US, would you receive it on your Payoneer card?
Bryan says
You have to receive payments from Payoneer associates first then you can get payments from individuals.
Josh says
For Stripe, there is a nice hosted little payment form you can use. It connect to your Stripe account and you can send a payment link to your clients.
Turqoisse says
Thanks for a great article! It is quite hard to find strong alternatives to PayPal. I’ve been looking around for some time already, and found really contraversial opinions. But I guess this is the problem when we talk about money
I’ve been using Google Wallet for some time for my personal online payments, But when choosing the online payment tool for my small family business I did not want to jump from one big corporation to another. My advice would be to go into details of specific region and market you are selling, and get to know your customer. I am selling hand made jewelry to European markets mostly and what I’ve found is that my clients do not trust PayPal in general. i received many request of using the alternative payments which are popular there, like Skrill, Paysera or Payza. Apparently they are really popular and appreciated for the small benefits they provide. So, I would say there is no general rule, everybody is different and every specific business needs different online payment solutions.
Snorre says
What would be the best payment gateway that accept debit-/ credit-cards for sites on servers in Europe. Selling worldwide online service. Just one product, one price.
Selva Prabhakaran says
Is Selz available in India ?
mimi says
Selz requires a PayPal address unless you live in Australia.
Erika Madden says
They now have direct deposit into your bank account.
Temi Grand says
Does selz have deposit link in Africa? Particularly Nigeria?
Ifham khan says
Using Gumroad from last one year and I must say, its the best
Val says
On the contrary, I had a terrible experience with Gumroad. The service is only useful if you sell digital products (Freelancers that provide online services are not allowed), you don’t mind vague customer support or sketchy TOS, and you don’t mind waiting 14 days to receive payment. For those reasons, I definitely would NOT recommend Gumroad.
Anirban Pathak says
Great Post. For my account with them, they only allow payments from advertising networks and established companies. Also their fees are beyond high, they are extortionate.
Maketta says
Hello Jawad,
That was a very comprehensive list. There is always nice to have more than one option. Thanks for sharing this with us!
Enstine Muki says
Is Payoneer a Payment Processor? Can you integrate that on your website and collect payments from clients?
SAM says
no you cant, but this company promotes themselves as they offer that service, and websites like this, (sorry have to say that) just copy paste what payoneer says without further investigation on this.
payoneer is not a payment processor you can’t integrate on your website, you can’t receive money for sale products or services. you only can receive direct load from certain countries, to only certain countries, to only certain list of allowed products /services (good luck trying to find that list), and if you manage at final to do all that, they can do with your money whatever they like, you have no rights to claim. staw away from payoneer , really. search google their user forum
Naveen says
PayPal is one of the top mediator for sending and receiving money worldwide and their commissions and conversion rate is pretty bad since this is only the option to receive money for some countries due to some restrictions.
The other ways Google wallet, payoneer seems good alternative.
Thanks.
shubham says
I don’t like paypal beacuse it needs PAN card to register with them(maybe for indians) :/
Payza is also a good alternative.
ravi says
hi there,,,
i have a wordpress website…
and in this site, i need to setup payment with payza for membership..
do you have any idea how can i do that..?
Anurag Dhatrak says
Hey btw ……Google Wallet cant be used in India.. if it was possible it would be awesome
Jamie Bull says
Don’t forget BitPay.
WPBeginner Support says
No we didn’t here is how to add a Bitcoin button in WordPress using BitPay
管理者
Dave Clements says
+500 for Stripe!!!
jeremy says
Payoneer sucks if you are not in the US. They are extremely strict about how you add funds and the idea that ‘anyone’ can credit your account is plain wrong.
For my account with them, they only allow payments from advertising networks and established companies. Also their fees are beyond high, they are extortionate.
I cannot say how bad they are (outside the US)… maybe they are better in the US, but i doubt it.
ZaFr says
Stunning Article about Payment Gateway…. This is the best post i came about the Alternative of payment for wordpress… I go with Stripe & Selz best for my website beside Paypal
Also please Do Correct the Spell on Payoneer’s “MaterCard”.
Thanks,
ZaFr
TheBigK says
All are valid services, but I would like to find one that is FDIC insured. I was told PayPal was FDIC insured and then found out the answer is still questionable.
Alberto Nunes says
Hi!
One that I’m starting to use right now is Gumroad: https://gumroad.com/
It is teally great!
Khaleesi says
It is known.
Sü says
Do you still need a SSL certificate to use google as a payment gateway?
Hasin Hayder says
Don’t forget to checkout Gumroad
Really nice one
David Bay says
This is a good and concise summary, I am setting up an eCommerce site at http://www.pressentz,com and have chosen to run with both paypal and Stripe and was thinking of adding Amazon checkout.
Aaron says
You should fix your Wordfence configuration, unless you’re purposefully blocking all UK traffic?